As a landlord - or a landlord-in-training, you view your rental properties as one of (perhaps your primary) means of developing and accumulating your future wealth and retirement income. As specialists in Landlord Insurance, and investors ourselves, we just cringe when we see so many people cutting corners in their protection simply to ensure a few dollars greater cash flow.
Sacrificing protection to generate a few dollars more cash flow is a strategy, but generally it's not a good one. Insurance is often viewed as a zero sum game, but it doesn't work that way. Most insurance agents are quick to simply quote what they think is a price you will accept, ignoring what it takes to correctly insure an investment property. And, that is a huge disservice to you.
At Huggins Dreckman Insurance, we ask the right questions to ensure that your rental properties are properly covered. The truth is that our clients want to be protected and to receive the benefit of our knowledge, so that they will know how to make the most advantageous insurance purchase to properly protect their investments. When there is a grease fire in the kitchen that causes $55,000 in damage to your property, you want the damage fixed. You want to have enough Rental Property Insurance to replace & repair the damage, including any requirements to upgrade the structure due to changes in building codes.
For Landlords, we have developed a unique partnership with Safeco Insurance Company, one you will not find anywhere else (not even with other Safeco agents) and which brings to you some of the most competitive and sophisticated products for Landlords that you'll find anywhere in the country. Coverage is provided for the replacement of the damaged structure, including building code changes and betterments required by the local building authorities before they will sign off and allow your tenant to re-occupy the home. And, if there is a total loss, our policy can provide for a hedge in your limits of coverage, allowing up to 125% of the structure limit to be available to replace the home.
That is protection.
Call today for your coverage review and quote at 877-857-9505, Option 1. This is our dedicated line to our Safeco partners. Our licensed, professional representatives will take your calls Monday through Friday from 7am to 7pm Pacific Time, 8am to 4pm each Saturday & Sunday.
Once you have your coverage in place, you then have access to our 24/7 (365) Customer Care Service Package, which provides you with live customer care also via our dedicated Safeco phone number, 877-857-9505, Option 4. You can call and speak to a very real, live person (right here in the USA) at any time to make a change on your policy, inquire about your coverage and your bill, or to place a claim. All of this, every hour of every day.
With our Safeco program, we offer you the ability to insure more properties - in a personal, Landlord Insurance policy format (the most competitive method for insuring rental properties) - than most agents anywhere in the U.S. And for you that generates better coverage at a great price!
Don't delay: Most likely, you are not properly covered for the very claims that Landlords and owners of rental properties are most likely to suffer. Click on the quote request now or contact us at 800-400-3224 - or call direct to 877-857-9505 to our Safeco partners - to discuss your concerns about your Rental Property Insurance. Let the professionals at Huggins Dreckman Insurance and Safeco protect you with the right coverage at the right price. Call or click for a quote today!