As a busy professional, you are trusted for your expertise everyday. In fact, your expert opinions and advice are what customers pay you for. Are you protected from the consequences of claims that arise from that advice?
Professional Liability Insurance is the only way for your practice to mitigate the costs and legal expenses coming from claims of negligence from your customers. In different professions, it may be known as malpractice insurance or errors and omissions insurance, but at the core the concept is the same: to protect you in case of negligence lawsuits from your clients.
Negligence lawsuits focus on the failure to perform based on expectations, alleged misrepresentation, and other claims. They claim financial loss for the client based on your alleged wrongful actions.
Worried about the costs? Professional liability insurance in Seal Beach, Orange County, and generally throughout California provides you with an amazing level of protection for a lot less money than you'd expect.
You might think you are covered with your business general liability policy, but unfortunately, that couldn't be further from the truth. These policies are more general in their scope, in most cases simply providing protection against bodily or property damage and some personal injury claims. You need a Professional Liability Insurance policy to protect your business - and you personally - from potential negligence claims which may result from a client's alleged financial loss due to your activities or lack thereof.
Professional liability insurance is available to professional practitioners such as doctors, lawyers, architects, accountants, software designers and systems managers, financial institutions, and virtually any other company or individual that gives advice or performs services upon which their clients rely. This is your primary protection for your business from liability due to claims of professional negligence.
And, while you may not be a doctor or lawyer, you can bet your last dollar that if a client's expectations - based upon your performance in your vocation - are not met, it will be your last dollar that former client is searching for.
Here are three reasons to get started right now!
- Protect yourself and your livelihood as soon as you can from devastating negligence claims. Get peace of mind right now knowing that you have a team of lawyers and a pot of money available to protect you from the damages of a lawsuit.
- The premium is not as much as you would think. How much is your business worth - what is is worth to you, to protect your family and your source of income?
- Get started right away with a no-risk quote. Simply fill out this form and we'll get back to you with a comprehensive and affordable professional liability insurance policy.