High Value Home Insurance Request a Quote Even with a typical homeowners insurance policy, there's a great risk you may not be able to replace your beautiful home if disaster strikes. Why? Your home's market value is probably higher than what your current policy will cover.High value home insurance closes the gap between regular home insurance replacement cost and your home's actual value, allowing you to rebuild what you've lost.The more your house is worth, the greater the difference will be between what your current policy may pay and what your precious home will cost to replace.You'll be surprised how affordable it is to cover your whole house with a high value home policy.You may feel satisfied that your homeowner's policy will protect you in case of a disaster, but have you read the actual amount you will be compensated? Typically, the coverage is capped in two ways you may not realize: a maximum per-square-foot value and an overall maximum.High value home insurance is available to most every homeowner that is concerned about covered replacement values. Typically, homes that are worth upwards of $1,200,000 should consider this insurance.Here are two reasons to act now:Each day you wait exposes your family to great loss in case your home is struck with a disaster.A no-risk quote can give you immediate peace of mind that your home replacement costs will be covered. Just fill out this short form and we'll show you how inexpensive this coverage is.