Group Health Insurance

Give Your Group Health Policy Another Look

Are you paying too much for your group health insurance? You might be.

If so, is this the time to be doing that? What if you could offer your employees the same or better coverage for less money? Perhaps they could even get their premium contributions done on a pre-tax basis! What a savings for everyone: your employees payroll deduction is less, and your workers comp and payroll taxes are less.

Or what if you didn’t offer health insurance to your employees at all? After all, there is no law exists that says you have to provide it. But, if we pay our employees the same as a competitor but the competitor offers health insurance, would your employees leave? Probably. If not right away, he or she would be looking, and when key employees start looking around, that becomes very disruptive for your business.

So, we buy group plans. Right? As you know, many good workers take jobs just for the health insurance. So, you do want to offer health insurance to your employees?

But with the way the economy is, it might be time to reassess your medical provider and plans. Are you receiving the best for your employees and your business? There are several major changes occurring right now - most of them good, and the group health insurance professionals at Huggins Dreckman Insurance can procure several plan designs for you. From deductibles to the physician network to coverages offered, we will help you sort out the programs that work best for your situation.

Huggins Dreckman Insurance

At Huggins Dreckman Insurance we've provided California group health insurance for the forward thinking businesses of Seal Beach as well as all of Orange, Los Angeles, Riverside, San Bernardino, and San Diego counties since 1968. This includes keeping up on all of the changes in the industry brought about by the economy and new laws.

In these turbulent times and on this changing health insurance landscape, you need to review your group health policy every year or two. So, call or email us before the next open enrollment period. We will then contact you to discuss your needs and provide you with enough viable group health quotes to select from.