Errors & Omissions Insurance

Your business may be very successful, but in today's litigious society are you prepared to cover the costs and stress arising from a lawsuit due to an error you made that resulted in another person's or business' financial disaster? You can protect your business from attorney's fees, court costs and any liability judgment with an errors and omissions insurance policy.

Mistakes happen--especially when you can't personally be at or control every job coming through your business or office. You don't want your business' health to rely on never making a mistake.

The stress of litigation against you can mentally exhaust you from driving your business. With errors and omissions insurance in California, you can relax, knowing that your court costs and potential liabilities are covered.

And, for all of the coverage it provides, errors and omissions insurance is one of the least expensive forms of insurance you can get. Your general liability policies only help you if there is a bodily injury or some type of property damage you may have accidentally caused; the E&O is the policy that protects you when you perform a professional service and then the client sues you for not doing it right. These are two very distinct policies, and you must have both.

You may think that you are covered from these risks by your general liability insurance policy but it typically does not cover contract performance, errors or disputes. You need specific errors and omissions insurance to be protected. So, make sure you follow the 1,2,3 formula:

  1. Errors and omissions insurance needs to be purchased prior to beginning a project or ahead of a product launch. Make sure your next venture is fully protected. No one else is going to bail you out but you.
  2. Your core professional/E&O coverages are Professional/Errors & Omissions Insurance, Employment Practices Insurance (your employees can sue you, too, for not doing what they think you should do), and Directors & Officers Liability along with Cyber protection for lost data. Don't overlook this; this is mission critical to your business.
  3. You can receive a no-risk quote within days of helping us complete your application. Simply fill out this short form and we'll get back to you quickly.