Things You Should Know BEFORE You Submit Your Claim

You’re probably reading this because you recently had a car accident or suffered some other kind of loss to one of your vehicles, your home or your business.

And you’re wondering …

  • Something bad has just happened; what do I do now?
  • Should I submit a claim to my insurance company or not?
  • Will there be any negative consequences?
  • Will my price go up? By how much?
  • Can my policy be canceled … and what happens then?

These are all important questions, and they are magnified when you have just experienced a claim and are feeling vulnerable.

In nearly every instance, a claim or a potential claim should be submitted to your insurance company - even if you are just notifying your carrier of the possibility of a claim.  You can always ask the company to close the claim without any action taken.   But before we discuss these finer nuances, let's quickly discuss what you should do with basic property or car insurance claims that are obviously large enough to be turned in to your insurance company. 

Click on a link below to learn more about what you should do before you file a claim.

  1. Damage to Your Property:

  2. Damage to Your Car 

  3. Small Claims:

  4. The Size of Your Loss

  5. Your Deductible

  6. Did Someone Get Hurt?

  7. Company Rules and Practices

  8. State Laws


I need to file a claim

Report a Claim