The devastating effects, several years ago now, of Hurricane Katrina drove home the point that personal catastrophe planning is an essential part of any personal protection and life saving & sustaining program.
Catastrophes, whether natural or man-made, can strike individuals and families at any time without warning. It’s important to your very survival to develop a comprehensive disaster plan that addresses the following items. The concerns expressed here should be added to your planning, and while they became prominent from the experiences of the gulf hurricane, they are valuable for other disasters (tornadoes and quakes) as well:
* Identify hazards in your home, such as frayed wires or large amounts of gasoline stored in the garage. Hazards should be reduced as much as possible so as to prevent the fire disasters that always follow strong Earthquakes.
* Learn first aid and CPR skills, which can lessen injuries after they occur.
* Make certain your children learn your full name, address, and phone number at the earliest possible age.
* Develop an emergency evacuation plan. For example, you should work with family members to establish escape routes and rehearse these periodically.
* Establish a disaster meeting place and an outside family contact. For a sudden emergency, a location right outside the home should be arranged.
* Consider designating a friend or relative in another city as a common contact through whom the family can communicate if separated by a disaster.
* Keep an adequate water storage supply to use in the event you become stuck in your home. Several days' worth of bottled water should be stored in a cool, dark location.
* Prepare a food supply, including canned meats, fruits, and vegetables. You should include a manual can opener and disposable utensils and plates along with the food.
* Store emergency supplies, such as a first aid kit, flashlights, batteries, prescriptions, and a lantern.
* Prepare a portable pet disaster supply kit for your pets, including dry food, potable water, and proof of vaccination. Proper identification on the pets is essential.
* Practice, modify, and maintain the plan every 6 months.
We're all pretty cozy here in California, but things could change in a "New York Minute"! Be prepared to survive. Call us at 800-400-3224 or 562-594-6541 to make sure you are properly covered for a large (or small) event; to assist you examination of your exposures to large (and small) damage, you can request our exclusive Personal Insurance Questionnaire, which helps you think through your personal insurance protection needs.
Insuring Your Success
PS: Take this to work; your safety directors or business owners should consider this information; a disaster could easily strike while you are at work.
PSS: We can provide you with affordable Flood, Earthquake, and other disaster protection.
PSS: Don't forget Life Insurance or Disability.