At least, it’s not a shake down! Today hosts another Shake Out program, where a few million Californians will duck & cover to practice Earthquake safety drills and bring awareness (like we need it) to Californians that while we live in Paradise, Mother Nature will tease us occasionally with quakes of all sizes.
It is important to know that, while Homeowners policies are perhaps the most broadly formed contract in all of insurance, there still are certain exclusions that apply to all policies, all over the country. Included in those are Earthquake Exclusions (now often called Earth Movement so as to create as broad an exclusion as possible) and Flood Exclusions, which we recently noted in our social media notices (like us on Facebook, and learn!).
And, not only are we in California subject to quakes, our friends in Oregon, Washington, and parts of Missouri, Oklahoma, Texas and New Jersey (actually, the entire East Cost is subject to quakes) have been experienci ...
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