ࡱ> BDAq` bjbjqPqP .2::    DF 2f | | | | W W W oqqqqqq$"h W W | |  | | o oV@| Z @%PO :O o0[x"W 0 "  W W W  W W W  $> >  Forced Place (Lender Placed) & REO Insurance If you dont want to differentiate yourself from the competition . . . . If you dont want to provide added protection for your lending portfolio with as little work as is humanly possible, then dont read any further. Let me, the rogue agent of the financial institutions insurance industry hated by nearly every underwriter in the business, get you in on one of the most tightly held secrets in the insurance industry. Why would I do this? Why would I, a member of the club, give you the secret on how to better protect your lending portfolio with little effort? Why not keep it all for myself and just provide this to current clients and prospects? Ive saved clients tens of thousands of dollars in potentially uninsured claims using this product, and still I am providing this for Free. So, why am I offering this to you? Why am I sharing this secret, risking that you will give th is information to your golf buddy instead of calling me? Because my record for unsurpassed protection and ease of handling this product makes me the one agent you will eventually wish to work with I just hope that you make that choice before it is too late. What is Forced/Lender Placed & REO Insurance? Forced Placed/Lender Placed insurance is simply the Property insurance placement by a lending institution when a borrower fails to or refuses to - produce evidence of property insurance with the lending institution named as mortgagee or loss payee. REO (Real Estate Owned aka: ORE) is just what is says: Real Estate Owned (Owned Real Estate) but now it is owned by the lending institution. This is a Property and Liability insurance placement. What is the Market for Forced/Lender Placed & REO Insurance? Your customer the borrower needs to provide you with evidence of property insurance, and you need to be able to enforce the placement of insurance coverage, for your protection, on a daily or weekly basis if the borrower flakes out on you. What is your greatest danger after the borrower who doesnt perform and provide insurance? It often is the agent servicing the rest of the lending institutions insurance program. The primary reason is that the agent doesnt understand the Lender Placed & REO programs. It is entirely possible and this happens all of the time that your insurance agent is simply placing these properties on your Financial Institution Package policy (in the case of a bank or larger mortgage lender); there are insurable interest issues here as respects forced placement, and you may be sitting in a no coverage situation without being aware of it - the agent may not be aware of it either. It is also entirely possible that the agent, if he is making the placement, is putting the insurance in a standard E&S market one property by one property, charging you higher annual premiums with multiple broker fees. This can be a lot of money to you that you have to try to collect if you foreclose. Why Buy Forced/Lender Placed & REO Insurance? Because your local insurance agent doesnt want to do it and hasnt done a good job of it; most likely, the agent doesnt know how to do it. With the exclusive internet-driven insurance program being offered here, you can understand it very simply: This Forced Placed/REO product is well priced. Better still, the coverage provided is superior. The protection being offered to you is better than the competitions. You can put our face to the product the competition is calling from far-away places like Chicago, Des Moines, Cincinnati, etc.; I can have a local agent nearly anywhere in the country call on you. Our exclusive internet driven system offers you state of the art features; many of the components of this system are offered by the other leaders in this insurance field, but our tracking system is superior and much easier for you to operate. Your can access the internet system from your own offices, do your own input, and run your own month-end reports that allow you to apply the premium to a loan on monthly basis and be ready for your monthly bill all you have to do is collect. How Do You Sign Up for This Product? Open yourself to the possibility that you can easily save thousands of dollars by using a product that is new to you. Contact Stan Dreckman . It just doesnt get any easier than this: Well train you, and if you wish, well load your first set of policies. Let me know your interest level; call Stan Dreckman at 562-594-6541 x15 or email me at  HYPERLINK "mailto:stan@hdinsure.com" stan@hdinsure.com ,-.12CPox R   - U {   , N ^ d  ̻yqyqyqyiyqyiyiyiyiyiyqyqyiqihB*phhX JB*phhgRB*phhgRB*CJ aJ phh5B*CJ aJ ph#hkh]5>*B*CJ aJ phhk5B*CJ aJ ph h]h]5B*CJ aJ phh]h]B*CJ aJ ph#h]h635>*B*CJ(aJ(ph#h]h]5>*B*CJ(aJ(ph)-. @AgdLu & Fgd  & Fgd@ x$a$gdgRgd]gdgR$a$gdk$a$gd]    ! 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L^`LhH. ^`hH. ^`hH. PLP^P`LhH.h^`CJOJQJo(hHqh^`OJQJ^Jo(hHohpp^p`OJQJo(hHh@ @ ^@ `OJQJo(hHh^`OJQJ^Jo(hHoh^`OJQJo(hHh^`OJQJo(hHh^`OJQJ^Jo(hHohPP^P`OJQJo(hHAH8D<I 7BT                 T        !  p!F+G+.0*263#)IX JGeh;iLu@ x]DczH)6CkgR [n"N@#8~~P@UnknownGz Times New Roman5Symbol3& z Arial;Wingdings?5 z Courier New"qh(cR  R $24d2QHX)?)2,Forced Place (Lender Placed) & REO InsuranceStanStan   Oh+'0 $0 P \ ht|0Forced Place (Lender Placed) & REO InsuranceStanNormalStan3Microsoft Office Word@ʗ1@nO@9!POR՜.+,D՜.+,X hp|     -Forced Place (Lender Placed) & REO Insurance Title 8@ _PID_HLINKSAl$mailto:stan@hdinsure.com&   !#$%&'()*+,-./02345678:;<=>?@CRoot Entry F ,%POEData 1Table"4WordDocument.2SummaryInformation(1DocumentSummaryInformation89CompObjq  FMicrosoft Office Word Document MSWordDocWord.Document.89q